Truist Financial Corporation, formed through the merger of BB&T and SunTrust Banks, offers a range of financial products and services to its customers.Among these offerings is the Truist Debit Card, which is designed to provide a convenient and secure way to access your funds, make purchases, and manage your money.With this card, you can access your account at ATMs, make purchases in-store and online, and manage your finances with ease.
Activate your Debit Card Online (Step by step)
Activating your Truist Debit Card is a simple process that can be done online. Follow these steps to get started:Step 1: Visit Truist's website Go to the official Truist website at www.truist.com and log in to your online banking account using your username and password.Step 2: Navigate to Card Services Once logged in, locate the "Card Services" section within your online banking dashboard.Step 3: Select "Activate Card" Click on the "Activate Card" option, and you will be prompted to enter your card details.Step 4: Enter card details Provide the required information, such as your card number, expiration date, and the security code found on the back of your card.Step 5: Confirm your identity To ensure the security of your account, you may be asked to verify your identity by providing additional information, such as your Social Security Number or date of birth.Step 6: Complete activation After confirming your identity and entering the required information, click "Submit" to complete the activation process. You will receive a confirmation message once your card has been activated successfully.Internal Transfers
Truist makes it easy to transfer funds between your accounts or to another Truist account holder. With the online banking platform, you can:- Schedule one-time or recurring transfers
- View your transfer history
- Manage future-dated and recurring transfers
FAQs (Frequently Asked Questions)
Q1: How long does it take for a Truist Debit Card to arrive?
A1: After your account has been approved, it typically takes 7-10 business days for your debit card to arrive by mail.Q2: Can I use my Truist Debit Card internationally?
A2: Yes, you can use your debit card for international transactions wherever Visa is accepted. Keep in mind that foreign transaction fees may apply.Q3: What should I do if my card is lost or stolen?
A3: If your card is lost or stolen, contact Truist immediately at 1-800-226-5228 to report the incident and request a replacement card.Q4: How can I view my transaction history?
A4: You can view your transaction history by logging into your online banking account and navigating to the "Account Activity" section.Benefits of Using Truist Debit Card
- Make purchases in-store and online wherever Visa is accepted
- Access your funds at ATMs worldwide
- Set up alerts for account activity and transactions
- Track your spending and manage your finances with online and mobile banking tools
- Benefit from enhanced security features and fraud protection
- Security Features and Fraud Protection
- Truist is committed to ensuring the safety and security of your financial information. The Truist Debit Card comes with several security features, including:
- Chip technology: The embedded microchip provides enhanced protection against counterfeit fraud when used at chip-enabled terminals.
- Zero Liability Protection: You won't be held responsible for unauthorized transactions made with your card, as long as you report them promptly.
- Fraud monitoring: Truist continuously monitors your account for unusual or suspicious activity and will notify you if necessary.
- Card controls: Set up custom alerts, freeze or unfreeze your card, and control where and how your card can be used through the Truist mobile app.
- Tips for Using Your Debit Card Safely
- Keep your card secure: Always store your card in a safe place, and never share your PIN or card information with others.
- Regularly monitor your account: Check your account activity frequently for any unauthorized transactions or suspicious activity.
- Use secure websites for online shopping: Ensure that the website you're using for online purchases has a secure connection (https) and a padlock icon in the browser's address bar.
- Be cautious at ATMs: When using an ATM, shield the keypad while entering your PIN, and be aware of your surroundings.
- Report lost or stolen cards immediately: If your card is lost or stolen, report it to Truist as soon as possible to minimize the risk of unauthorized transactions.